Terms and Conditions

Introduction

Welcome to the Cardea International Management S.A website. If you continue to browse and use this website, you are agreeing to comply with and be bound by the following terms and conditions.

The term “Cardea International Management S.A”, “Cardea”, “we” or “us” refers to the owner of the website whose principal place of business is 62, Avenue de la Liberté, L-1930 Luxembourg, Grand-Duchy of Luxembourg.

The term “you”, “investor” or “potential investor” refers to the user or viewer of this website.

Responsibility for the content of this website

We are responsible for the content of this website.

The contents of this website are based upon sources of information believed to be reliable and we cannot provide any guarantee, warranty or representation to its accuracy or completeness. Cardea has developed methods of preparing performance information and it should not be assumed that any historic information can be relied upon as a prediction of future performance.

This website contains performance information that is based on current opinions, analysis and projections within Cardea. Please note that we will be under no obligation to update or revise any performance information.

Information Only

The contents of this website does not constitute or form part of any offer by Cardea to enter into any contract or agreement nor is it a solicitation to buy or sell any investment.

Any information on this website should not be used for an offer or solicitation under any circumstances. The content of this website should not be distributed to any third party without the express consent of Cardea.

Regulatory Disclosures

Cardea International S.A is registered with the Commission de Surveillance du Secteur Financier (“CSSF”) and is the General Partner (GP) of the Cardea International Fund. The Cardea International Fund S.C.A is governed by the 2013 Law, the Companies Law and the current articles of association. 

Terms and conditions, including risk factors, relating to the Fund are set out in the prospectus of the Fund. You should always read and understand these terms and conditions before investing. In addition, you should always consult a professional financial advisor before making investment decisions.

Cardea International Management S.A is the investment manager and distributor to the Fund. The Funds Independent Fund Administrator is Apex Fund Services, the Custodian is Wiener Privatbank in Austria and the Independent Auditor of the fund is Attwell.

YOU SHOULD OBTAIN RELEVANT AND SPECIFIC PROFESSIONAL ADVICE BEFORE MAKING ANY INVESTMENT DECISION.

Risks of Investing

There are risks associated with an investment in the Fund outlined on this website.  You should always bear in mind the following:

  • Past performance is no guarantee of future performance;
  • The value of your investment and any applicable income from that investment may go down as well as up;
  • You should not make any assumptions about potential returns or any applicable income based solely on the information on this website;
  • The value of securities and any relevant income from them can fall as well as rise as a result of market and currency fluctuations and you may get back as much as you originally invested.

Information relating to the Funds mentioned on this website should be read in conjunction with the full prospectus. The list of risk factors relating to an investment in the Funds should always be read and understood before any investment is made. Where appropriate, you should always consult a professional financial advisor.

Linked Sites

Cardea is not responsible for the content, accuracy of any links to other websites nor is it responsible for any websites that may contain links to this website. Following links to any off-site pages or another website shall be entirely at your own risk. Cardea cannot be liable for any loss or damage arising from your reliance upon or use of such websites. Cardea does not endorse any of the views or otherwise expressed within websites linked to ours.

Intellectual Property contained on this website

All the contents of this website including the logo, design, text, graphics, images and arrangements are the property of Cardea International Management S.A. All intellectual property of Cardea International Management S.A may not be reproduced in any way without the express written permission of Cardea International Management S.A. Nothing on this website shall be construed as granting any license or rights to use our logos, designs, text, graphics, images or any other content whatsoever on this website.

If you download files from this website you are doing that at your own risk.  We would assume that downloading any files would be for a potential investment in the Fund or information about Cardea and would not be for any other purposes.

Maintaining an Account

Some areas of this website will require that you set up an account with us. This account is for access to certain areas of the website and no other purpose.  If you maintain an account, you are responsible for maintaining the confidentiality of your username and password.  Furthermore, you agree to accept responsibility for activities and any associated statements you accept under your account that is due to any misconduct, inaction or negligence.

Applicable Law

The use of this website and any downloads from it and the operation of these terms and conditions shall be governed by and interpreted in accordance with the laws of Luxembourg. The terms and conditions set out above represent the entire agreement between Cardea International Management S.A and the user of this website.

Tax

Any potential investment in the Fund should be considered in line with current levels of taxation and individual financial circumstances. You should consult a professional financial advisor on this matter.

US Investors

The information on this website does not constitute an offer of securities to any person in the United States (“U.S.”) or to any U.S person defined under the Securities Act 1933 as amended. Information on this website is not directed to any person who is resident in the United States or a U.S citizen. The Fund outlined on this website are not registered under the Securities Act 1933 or the Investment Company Act 1940. Consequently, the Fund cannot be offered for sale or be sold in the United States or territories under its jurisdiction to U.S citizens or residents in those areas.

Money laundering

All transactions involving client money will be subject to the requirements relating to money laundering following European Union standards.

Client money

Cardea is not authorized by the CSSF to hold client money or assets.

Data Protection

All personal information handled by Cardea International S.A will be subject to the requirements under any relevant data protection legislation.

No Warranty

The information, opinions, estimates and content on this website are provided without any representation or warranties of any kind whether express or implied.

Cardea International S.A assumes no responsibility for and makes no warranties that functions on this website will be error-free or that this website will be free of viruses or other harmful external sources.

Limitation of liability

Cardea International S.A is excluded from all liability for any direct, indirect or consequential loss or damage arising from, or in connection with the following:

  • Accessing or using this website;
  • Any decisions you make based on the information, opinions, estimates and content made available to you through this website;
  • Any external websites accessed via this website.